UHY Ross Brooke Chartered Accountants

Sole Traders Beware. Making Tax Digital Starts in 2026

landlords keeping digital records for tax (mtd)

If you run a business as a sole trader, the way you report tax to HMRC will soon change.

Under Making Tax Digital for Income Tax, many self employed individuals will need to switch to digital record keeping and quarterly reporting.

The first phase begins in April 2026.

Do sole traders need to join Making Tax Digital?

You will need to follow the new MTD rules if your total business and property income exceeds £50,000.

The threshold will reduce over time:

  • £50,000 from April 2026
  • £30,000 from April 2027
  • £20,000 from April 2028

This means a large number of sole traders will eventually be affected.

What changes under Making Tax Digital?

The current Self Assessment system involves submitting one tax return each year.

MTD introduces a more regular reporting process.

Sole traders will need to:

  • maintain digital business records
  • submit quarterly updates to HMRC
  • use MTD compatible accounting software
  • complete a final year end declaration.

For many businesses this will require new bookkeeping processes.

Why many sole traders are starting to prepare now

Switching to digital record keeping takes time.

Business owners often need to:

  • select suitable accounting software
  • organise income and expense records
  • learn how quarterly submissions work.

Starting early helps avoid problems when the rules take effect.

Watch our video or request your free MTD readiness check

We have created a short video explaining Making Tax Digital for sole traders in simple terms.

You can also request a free MTD readiness check to see whether your business is prepared.

If you would prefer to discuss your situation directly, please contact the UHY Ross Brooke team.

How ready are you for MTD?

Request a free MTD readiness check

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Free MTD readiness call

We offer landlords and self-employed a free 15-minute Making Tax Digital readiness call.

This call will confirm:

  • whether Making Tax Digital applies to you
  • what you need to do next
  • when you need to be ready

There is no obligation, so book your free call. 

Complete the form or call us directly on 01635 555 666.

Independent advice. Clear next steps. No impact on your letting arrangements.

Janet Cushnaghan

Very happy with the ongoing support provided.

Sarah is so helpful and patient and nothing is too much trouble. She responds quickly to all my questions and always has the solution! [Sarah helps Janet with Xero and Dext]

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