Does MTD apply to landlords with a single property?
Check out our FAQ below, or just book a free call to find out.
Free MTD readiness call
We offer landlords a free 15-minute Making Tax Digital readiness call.
This call will confirm
- whether Making Tax Digital applies to you
- what you need to do next
- when you need to be ready
There is no obligation, so book your free call.
Complete the form or call us directly on 01635 555 666.
Independent advice. Clear next steps. No impact on your letting arrangements.
Request a free MTD readiness check
I only own one rental property. Does Making Tax Digital apply to me?
Yes, it can. Making Tax Digital is based on your gross rental income, not the number of properties you own.
If your total rental and/or self employment income is more than £50,000 per year, the rules are likely to apply from April 2026.
My rental income is not very high. Do I still need to comply?
Potentially. The rules do not depend on how much tax you pay. They depend on your rental income level. Even landlords with modest profits may still need to submit quarterly updates.
I already submit a Self Assessment tax return each year. Is that not enough?
Not if your gross income is over £50k (see above). Under Making Tax Digital, an annual tax return is no longer the only requirement.
You will also need to send updates to HMRC every three months, plus a final declaration at the year end.
What do quarterly updates involve?
Quarterly updates are summaries of your rental income and expenses sent digitally to HMRC. They are not full tax returns, but they must be submitted on time.
Do I need new software?
You will need a digital method of keeping records and submitting updates. This does not have to be complicated or expensive. In many cases, simple solutions are enough.
Can my letting agent handle this for me?
Most letting agents do not deal with tax reporting or HMRC submissions. Even if your agent provides rent statements, the legal responsibility for Making Tax Digital remains with you. But we can help you with this and you won’t have to change your letting agent.
What happens if I do nothing?
HMRC will apply penalties for missed submissions once Making Tax Digital is live.
Penalties can apply even if there is no additional tax to pay.
I am planning to sell my property soon. Do I still need to prepare?
Possibly. If you are still receiving rental income when the rules apply to you, compliance is still required. It is best to check your position early.
How can an accountant help?
An accountant can
- confirm whether Making Tax Digital applies to you
- register you correctly with HMRC
- set up simple digital records
- submit quarterly updates on your behalf
- deal with HMRC so you do not have to
What should I do next?
If you own one rental property and are unsure whether Making Tax Digital affects you, the safest step is to check now.
We offer a free 15-minute Making Tax Digital readiness call for landlords.
The call confirms whether the rules apply, what action is needed, and when.
Fill in the form to book your free MTD check, or give us a call on 01635 555 666
Clear answers. Practical support. No obligation.